When?

Now.
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If you don't do it now, you'll probably never do it. What goes around, comes around (in Finland we say: what you leave behind, you'll find ahead). Unfinished work press, so do it now. Doing things right away is the best thing to go forward in life. They who do nothing, will accomplish nothing, and they'll have a boring life. Too many people regrets in their deathbed the things they haven't done when they had time. Time is the worst enemy of us. Every human being have just limited amount of time, and you have to use it wise. Do the important things when you have the time, tell your loved ones that you love them, be with your family, remember your friends, do it now!